Kmart offers layaway on merchandise from clothing to electronics.
Employees say during this time of year they see an almost 80% increase in layaway sales.
This plan does cost $5, but gives customers 8weeks to make payments on their purchase. There is also a 12-week plan available.
Kmart employees say this really comes in handy when buying expensive gifts.
"Everybody just wants to get their holiday shopping done. So they won't have to rush at the last minute to get everything before everybody buys up all the good stuff.," says layaway sales associate Becky Turner.
The new Nintendo DS3 has been a huge seller during the holiday season. Employees say electronics are the most popular products customers layaway.
Simply visit the layaway center at stores for more information on their programs.