Financial Problems May be Cause for Family's Death

By: Cathleen Moxley Email
By: Cathleen Moxley Email

Authorities say a double murder suicide in Noble County Wednesday may have been a result of the family having financial problems.

"The biggest stress on anyone right now is finances, and it's always been. It's the number one reason for divorces," Pam Dowler, executive director of Consumer Credit Counseling, said.

Dowler understands how stressful a tight budget can be, and in the case of the Bayly family, it may have been unbearable.

The Noble County Sheriff's department got a call from Theadore Bayly saying he had killed his wife Janice and son Colton. It was during this phone call Bayly said he was having money problems and was going to take his own life as well. This is something Dowler said could have been prevented.

"It's not your fault, and the hardest thing you ever do is walk through the front door and ask for help with your finances," Dowler said

If you've hit a brick wall financially and you're struggling to pay your bills, counselors say there are several ways to get back on track.

"Things like making sure your resume's updated, start looking at the job market maybe even before you've been given the pink slip if you think that's coming," Linda Stockton, a licensed professional counselor, said.

But if you're already past that point and need immediate help, Dowler suggests starting over.

"Rather you come here and let us handle the stress of your finances and letting us deal with your creditors, or rather you go to an attorney and file a complete chapter seven and do a total wipe-out of your debt, either way it's a fresh start," Dowler said.

She also said if filing bankruptcy is the only way out of debt, it's important to know there's no shame in it and to remember that it's not your fault.

Counselors say that just talking to someone about financial struggles can sometimes be the best therapy.

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  • by Emily Location: Indiana on Feb 24, 2009 at 11:22 AM
    If you've got a roof over your family's head and food to feed them, then you are already better off than lots of people in this world. I wonder if that poor little boy felt like his life was not worth living! That stupid selfish father!! I don't care if we were stuck living in a refrigerator box, there is NO WAY I would harm my children!!!
  • by Kevin Location: Colorado on Feb 20, 2009 at 06:56 AM
    I think I better headline would read "Financial Problems pushed deranged killer over the edge". If financial problems caused death, the local funeral homes would be swamped with all of us coming in. No, financial problems do not kill. Insane psychpaths kill their families...
  • by Tina Location: Marietta on Feb 20, 2009 at 04:25 AM
    Its such a shame to see anyone go to this type of extreme measure because of finances. Death/murder/suicide should not be the solution or option. Get help. We are all feeling the tight budget crunches right now and it is hard to make ends meet. We have to stand together to help one another. My heartfelt condolences are with this family in this difficult time.
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