Washington (AP) -- The House has passed legislation that would impose sweeping new restrictions on the credit card industry.
The bill includes a requirement that consumers receive at least 45 days' notice and an explanation before their interest rate is increased.
The bill also would make it tough for anyone under 21 to obtain a card.
The 361-64 vote paves the way for the bill to be sent to the President later Wednesday.
The House still has to vote on an unrelated proposal tucked into the bill by the Senate that would allow people to bring loaded guns into national parks.
President Barack Obama has said he wants to sign the bill by Memorial Day.
(Copyright 2009 by the Associated Press. All rights reserved.)