Some real estate agents and property owners along the Ohio River are scratching their heads, looking for answers.
Answers to why flood insurance rates are rising faster than the flood water does.
Premiums soared several hundred percent as a federal law takes effect.
The Flood Insurance Reform Act of 2012 was designed to ensure flood insurance rates reflect the real risk of disaster - meaning a yearly increase of 25 percent.
But, what local real estate agents and property owners are actually seeing is an astronomical increase, with some hitting a 1,000 percent premium hike.
"One customer that I had was going to purchase property anticipating insurance to be about $500 a year and it ended up being $1,900, so with that cost he couldn't continue with the purchase," says Jessi Jones, a broker with Century 21 Full Service Realty.
"Now we have to lay-off staff, not do the projects that we want to do, not improve our properties to the extent that we'd like to," says Wendy Myers, owner of the Mitcham Group Apartments.
Marietta's last major flooding was 2004 and 2005.